Privacy Policy

    Last Updated: January 2025

    1. Introduction

    Auto CoverageSaver ("Company," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website at autocoveragesaver.com (the "Site") and use our services. Please read this policy carefully. By accessing or using our Site, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy.

    2. Important Notice: Sale of Personal Information

    WE SELL YOUR PERSONAL INFORMATION TO THIRD PARTIES.

    By submitting your information through our Site, you expressly direct and authorize us to sell your personal information (including your name, phone number, email address, and other data you provide) to our network of insurance carriers, agents, and marketing partners. These third parties will contact you via telephone, email, SMS/text message, and/or mail to provide insurance quotes and related offers.

    3. Information We Collect

    We collect the following categories of personal information:

    A. Information You Provide Directly:

    • Contact information (name, email address, phone number, mailing address)
    • Demographic information (age, gender, marital status)
    • Insurance-related information (current coverage, driving history, vehicle details)
    • Property information (homeownership status, ZIP code)
    • Employment and education information
    • Military affiliation status

    B. Information Collected Automatically:

    • Device information (IP address, browser type, operating system)
    • Usage data (pages visited, time spent, click patterns)
    • Location information (derived from IP address)
    • Cookies and similar tracking technologies
    • Referring URLs and search terms

    C. Information from Third Parties:

    • Data from advertising partners and analytics providers
    • Publicly available information
    • Information from data brokers and aggregators

    4. How We Use Your Information

    We use your personal information for the following purposes:

    • Lead Generation: To connect you with insurance carriers and agents who can provide quotes
    • Marketing Communications: To send you promotional offers and information about insurance products (with your consent)
    • Service Improvement: To analyze usage patterns and improve our Site and services
    • Compliance: To comply with legal obligations and respond to lawful requests
    • Fraud Prevention: To detect and prevent fraudulent activity
    • Customer Support: To respond to your inquiries and provide assistance

    5. How We Share Your Information

    We share your personal information with the following categories of recipients:

    • Insurance Carriers & Agents: Licensed insurance companies and their authorized representatives
    • Marketing Partners: Third-party companies that may contact you with insurance-related offers (see our Partners page)
    • Service Providers: Companies that help us operate our business (hosting, analytics, customer support)
    • Advertising Partners: Companies that help us deliver targeted advertisements
    • Legal & Regulatory: Government authorities when required by law or to protect our rights
    • Business Transfers: In connection with a merger, acquisition, or sale of assets

    6. Cookies & Tracking Technologies

    We use cookies, web beacons, pixels, and similar technologies to collect information about your browsing activities. These technologies help us:

    • Remember your preferences and settings
    • Understand how you use our Site
    • Deliver relevant advertisements
    • Measure the effectiveness of our marketing campaigns

    You can control cookies through your browser settings. However, disabling cookies may affect the functionality of our Site.

    7. Data Retention

    We retain your personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, unless a longer retention period is required by law. When your information is no longer needed, we will securely delete or anonymize it.

    8. Data Security

    We implement reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

    9. Your Privacy Rights

    Depending on your state of residence, you may have the following rights:

    • Right to Know: Request information about the personal data we collect, use, and share
    • Right to Access: Obtain a copy of your personal information
    • Right to Delete: Request deletion of your personal information (subject to exceptions)
    • Right to Correct: Request correction of inaccurate personal information
    • Right to Opt-Out: Opt out of the sale of your personal information
    • Right to Non-Discrimination: Exercise your rights without discriminatory treatment

    To exercise any of these rights, please contact us at contact@autocoveragesaver.com.

    10. California Privacy Rights (CCPA/CPRA)

    If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA):

    • Right to Know: Request disclosure of the categories and specific pieces of personal information we've collected
    • Right to Delete: Request deletion of personal information we've collected from you
    • Right to Opt-Out of Sale: Direct us not to sell your personal information
    • Right to Limit Use of Sensitive Information: Limit our use of sensitive personal information

    To opt out of the sale of your personal information, please email us at contact@autocoveragesaver.com with the subject line "Do Not Sell My Personal Information."

    11. California "Shine the Light" Law

    California Civil Code Section 1798.83 permits California residents to request information about our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please contact us at contact@autocoveragesaver.com.

    12. Nevada Privacy Rights

    Nevada residents may opt out of the sale of certain "covered information" as defined by Nevada law. To exercise this right, please contact us at contact@autocoveragesaver.com.

    13. Children's Privacy

    Our Site is not intended for children under 18 years of age. We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.

    14. Third-Party Links

    Our Site may contain links to third-party websites. We are not responsible for the privacy practices of these websites. We encourage you to read the privacy policies of any third-party sites you visit.

    15. Changes to This Privacy Policy

    We may update this Privacy Policy from time to time. Changes will be effective immediately upon posting to the Site. We will indicate the date of the last update at the top of this page. Your continued use of the Site after any changes constitutes your acceptance of the revised Privacy Policy.

    16. Contact Us

    If you have any questions about this Privacy Policy or our privacy practices, please contact us at:

    Auto CoverageSaver

    Email: contact@autocoveragesaver.com

    Website: autocoveragesaver.com